SarkariResultHome.comCAIIB Complete Module-wise Topics Syllabus 2026: Topic-wise Details
Written by Parth on 10 Oct 2026 · Organisation: Certified Associate Of Indian Institute Of Bankers · State: All India
Students preparing for Complete Module-wise Topics can now see the syllabus from Certified Associate Of Indian Institute Of Bankers (CAIIB) on its official portal. The official syllabus PDF is given in the Important Links table. The sections below turn it into a plan.
The direct links are in the Important Links table below.
You can also see more CAIIB updates on the CAIIB Recruitment page, all syllabus and the home page.
CAIIB Complete Module-wise Topics Syllabus 2026: Exam Date & Pattern
| Important Dates | Key Details |
|---|---|
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Complete Module-wise Topics: What This Page Covers
Here you get the exam overview of Complete Module-wise Topics, followed by the exam pattern and the syllabus, all in one place.
- First comes the exam overview: who conducts the exam, its level, mode, language and marking.
- Next are the pattern and subject-wise syllabus tables, with the marks, subject names and figures exactly as the source gives them.
- At the end you will find a preparation plan and the questions students ask most.
Complete Module-wise Topics: 2026 Syllabus
The table below gives the 2026 syllabus of Complete Module-wise Topics, as it is given in the source.
| CAIIB Compulsory Papers 2026 |
|---|
| Paper No. |
| Paper 1 |
| Paper 2 |
| Paper 3 |
| Paper 4 |
| CAIIB Elective Papers 2026 (Pick One) |
| Sr. No. |
| 1 |
| 2 |
| 3 |
| 4 |
| 5 |
Complete Module-wise Topics: CAIIB Syllabus and Exam Pattern Highlights
The table below gives the caiib syllabus and exam pattern highlights of Complete Module-wise Topics, as it is given in the source.
In short: mode: Computer Based Test (CBT); negative marking: none.
| Detail | Information |
|---|---|
| Exam Conducting Body | Indian Institute of Banking & Finance (IIBF) |
| Papers | 4 Compulsory + 1 Elective |
| Mode of Exam | Online (Computer-Based Test) |
| Type of Questions | Multiple Choice Questions (MCQs) |
| Total Questions | 100 per paper |
| Marks | 100 marks per paper |
| Duration | 2 hours per paper |
| Negative Marking | none |
Complete Module-wise Topics: Module D: Balance Sheet Management
Check the module d: balance sheet management for Complete Module-wise Topics in the table below.
| Unit | Topics Covered |
|---|---|
| Components of Assets & Liabilities in a Bank’s Balance Sheet and Their Management | • Components of a Bank’s Balance Sheet • What is Asset Liability Management (ALM)? • Significance of ALM • Purpose & Objectives of ALM • ALM as Coor |
| Banking Regulation & Capital | • Capital and Banking Regulation • Capital Adequacy – Basel Norms • Scope of Application • Pillar 1 – Minimum Capital Requirements • Pillar 2 – |
| Asset Classification & Provisioning Norms | • Asset Classification • Provisioning Norms |
| Liquidity Management | • Definition of Liquidity Management • Dimensions & Role of Liquidity Risk Management • Measuring and Managing Liquidity Risk |
| Interest Rate Risk Management | • Essentials of Interest Rate Risk • Sources of Interest Rate Risk • Effects of Interest Rate Risk • Measurement Techniques for Interest Rate Risk • S |
| RAROC & Profit Planning | • Profit Planning • Risk Aggregation & Capital Allocation • Economic Capital & RAROC |
Complete Module-wise Topics: 2026
The list below is for Complete Module-wise Topics.
- Knowledge testing
- Problem-solving
- Conceptual grasp
- Case analysis
- Analytical/ logical exposition
Complete Module-wise Topics: Compulsory Papers 2026 Syllabus
The table below gives the compulsory papers 2026 syllabus of Complete Module-wise Topics, as it is given in the source.
| Paper No. | Paper Name |
|---|---|
| Paper 1 | Advanced Bank Management |
| Paper 2 | Bank Financial Management |
| Paper 3 | Advanced Business and Financial Management |
| Paper 4 | Banking Regulations and Business Laws |
| CAIIB Elective Papers 2026 (Pick One) | |
| Sr. No. | Elective Paper |
| 1 | Rural Banking |
| 2 | Human Resources Management |
| 3 | Risk Management |
| 4 | Central Banking |
| 5 | Information Technology and Digital Banking |
Complete Module-wise Topics: Exam Overview
The responsible body for Complete Module-wise Topics is Indian Institute of Banking & Finance (IIBF).
The paper is taken in Online (Computer-Based Test) mode.
At a glance, the paper has papers: 4 Compulsory + 1 Elective; questions: 100 per paper; marks: 100 marks per paper; time: 2 hours per paper.
Negative marking: none.
| Detail | Information |
|---|---|
| Conducted by | Indian Institute of Banking & Finance (IIBF) |
| Mode of exam | Online (Computer-Based Test) |
| Number of papers | 4 Compulsory + 1 Elective |
| Type of questions | Multiple Choice Questions (MCQs) |
| Number of questions | 100 per paper |
| Marks | 100 marks per paper |
| Time allowed | 2 hours per paper |
| Negative marking | none |
Complete Module-wise Topics: 2026
2026 of Complete Module-wise Topics:
In short: mode: Computer Based Test (CBT); negative marking: none.
| Subjects | No. of Questions | Marks | Duration |
|---|---|---|---|
| Advanced Bank Management(ABM) | 100 | 100 | 2 hour |
| Bank Financial Management (BFM) | 100 | 100 | 2 hour |
| Advanced Business and Financial (ABFM) Management | 100 | 100 | 2 hour |
| Banking Regulations and Business Laws (BRBL) | 100 | 100 | 2 hour |
| Elective Paper (Any One) | 100 | 100 | 2 hour |
Complete Module-wise Topics: Paper 1: Advanced Bank Management(ABM)
The list below is for Complete Module-wise Topics.
- Module A: Statics
- Module B: Human Resource Management
- Module C: Credit Management
- Module D: Compliance in Banks & Corporate Governance
Complete Module-wise Topics: ABM Module A: Statistics
ABM Module A: Statistics of Complete Module-wise Topics:
| Topics | Sub-Topics |
|---|---|
| Definition of Statistics, Importance & Limitations & Data Collection, Classification & Tabulation | Importance of Statistics; Functions of Statistics; Limitations or Demerits of Statistics; Definitions; Collection of Data; Classification and Tabulation; Frequency Distribution |
| Sampling Techniques | Random Sampling; Sampling Distributions; Sampling from Normal Populations; Sampling from Non-Normal Population; Central Limit Theorem; Finite Population Multiplier |
| Measures of Central Tendency & Dispersion, Skewness, Kurtosis | Arithmetic Mean; Combined Arithmetic Mean; Geometric Mean; Harmonic Mean; Median and Quartiles; Mode; Introduction to Measures of Dispersion; Range and Coefficient of Range; Quartile Deviation and Coefficient of Quartile Deviation; Standard Deviation and Coefficient of Variation; Skewness and Kurtosis |
| Correlation and Regression | Scatter Diagrams; Correlation; Regression; Standard Error of Estimate |
| Time Series | Variations in Time Series; Trend Analysis; Cyclical Variation; Seasonal Variation; Irregular Variation; Forecasting Techniques |
| Theory of Probability | Mathematical Definition of Probability; Conditional Probability Random Variable; Probability Distribution of Random Variable; Expectation and Standard Deviation; Binomial Distribution; Poisson Distribution; Normal Distribution; Credit Risk; Value at Risk; Option Valuation |
| Estimation | Estimates; Estimator and Estimates; Point Estimates; Interval Estimates; Interval Estimates and Confidence Intervals; Interval Estimates of the Mean from Large Samples; Interval Estimates of the Proportion from Large Samples |
| Linear Programming | Graphic Approach; Simplex Method |
| Simulation | Simulation Exercise; Simulation Methodology |
Complete Module-wise Topics: ABM Module B: Human Resource Management
Check the abm module b: human resource management for Complete Module-wise Topics in the table below.
| Topics | Sub-Topics |
|---|---|
| Fundamentals of Human Resource Management | The Perspective relationship between HRM & HRD and their Structure and Functions; Role of HR Professionals; Strategic HRM; Development of HR Functions in India |
| Development of Human Resources | Development of HR Functions in India; HRD and Its Subsystems; Learning and Development – Role and Impact of Learning; Attitude Development; Career Path Planning; Self-Development; Talent Management; Succession Planning |
| Human Implications of Organizations | Human Behaviour and Individual Differences; Employees Behaviour at Work; Diversity in the Workplace and Gender Issues; Theories of Motivation and Their Practical Implications; ‘Role’: Its Concept & Analysis |
| Employee Feedback and Reward System | Employees’ Feedback; Reward and Compensation System |
| Performance Management | Appraisal Systems; Performance Review and Feedback; Counselling; Competency Mapping and; Assessment of Competencies; Assessment Centres; Behavioural Event Interview (BEI) |
| Conflict Management and Negotiation | Concept & Definition; Characteristics of Conflict; Types of Conflicts; Reasons for Conflict; Different Phases of Conflict; Conflict Resolution; Conflict Management; Negotiation Skills for Resolution of Conflicts |
| HRM and Information Technology | Role of Information Technology in HRM; HR Information and Database Management; Human Resource Information System (HRIS); Human Resource Management System (HRMS); e–HRM; HR Research; Knowledge Management; Technology in Training; HR Analytics |
Complete Module-wise Topics: Module C: Credit Management
Module C: Credit Management of Complete Module-wise Topics:
| Topics | Sub-Topics |
|---|---|
| Overview of Credit Management | Importance of Credit; Historical Background of Credit in India; Principles of Credit; Types of Borrowers; Types of Credit; Components of Credit Management; Role of RBI Guidelines in Bank’s Credit Management |
| Analysis of Financial Statements | Which are the Financial Statements; Users of Financial Statements; Basic Concepts Used in the Preparation of Financial Statements; Accounting Standards (AS); Legal Position Regarding Financial; Statements; Balance Sheet; Profit and Loss Account; Cash Flow Statement; Funds Flow Statement; Projected Financial Statements; Purpose of the Analysis of Financial; Statements by Bankers; Rearranging the Financial Statements for Analysis; Techniques used in the Analysis of; Financial Statements; Creative Accounting; Related Party Transactions |
| Working Capital Finance | Concept of Working Capital; Working Capital Cycle; Importance of Liquidity Ratios; Methods of Assessment of Bank Finance; Working Capital Finance to; Information Technology and Software Industry; Bills/Receivables Finance by the Banks; Guidelines of RBI for Discounting/Rediscounting of Bills by Banks; Trade Receivables Discounting System (TReDS); Non-Fund-Based Working Capital Limits; Other Issues Related to Working Capital Finance |
| Term Loans | Important Points about Term Loans; Deferred Payment Guarantees (DPGs); Difference between Term Loan Appraisal and Project Appraisal; Project Appraisal; Appraisal and Financing of; Infrastructure Projects; Credit Delivery and Straight Through; Processing Documentation; Third-Party Guarantees; Charge over Securities; Possession of Security; Disbursal of Loans; Lending under Consortium/Multiple; Banking Arrangements; Syndication of Loans; Straight Through Loan Processing or; Credit Underwriting Engines |
| Credit Control and Monitoring | Importance and Purpose; Available Tools for Credit; Monitoring/Loan Review Mechanism (LRM) |
| Risk Management and Credit Rating | Meaning of Credit Risk; Factors Affecting Credit Risk; Steps taken to Mitigate Credit Risks; Credit Ratings; Internal and External Ratings; Methodology of Credit Rating; Use of Credit Derivatives for Risk Management; RBI guidelines on Credit Risk Management; Credit Information System |
| Restructuring/Rehabilitation and Recovery | Credit Default/Stressed Assets/NPAs; Willful Defaulters; Noncooperative borrowers; Options Available to Banks for Stressed Assets; RBI Guidelines on Restructuring of Advances by Banks; Available Frameworks for Restructuring of Assets; Sale of Financial Assets |
| Resolution of Stressed Assets under Insolvency and Bankruptcy Code 2016 | Definition of Insolvency and Bankruptcy; To Whom the Code is Applicable; Legal Elements of the Code; Paradigm Shift; Corporate Insolvency Resolution Process; Liquidation process; Prepacked Insolvency Resolution; Process for stressed MSMEs |
Complete Module-wise Topics: Module D: Compliance in Banks & Corporate Governance
Module D: Compliance in Banks & Corporate Governance of Complete Module-wise Topics:
| Topics | Sub-Topics |
|---|---|
| Compliance Function in Banks | Compliance Policy; Compliance Principles; Process and Procedures; Compliance Programme; Scope of Compliance Function; Role & Responsibilities of Chief Compliance Officer (CCO) |
| Compliance Audit | Role of Risk-Based Internal Audit and Inspection; Reporting Framework and Monitoring Compliance; Disclosure Requirements; Accounting Standards; Disclosures under Listing Regulations of SEBI |
| Compliance Governance Structure | Organisational Structure; Responsibility of the Board and Senior Management; Compliance Structure at the Corporate Office; Functional Departments; Compliance Structure at Field Levels; Internal Controls and Their Importance; Framework for Identification of Compliance Issues and Compliance Risks; Compliance Issues; Compliance Risk; Inherent Risk and Control Risk; Independent Testing and Effective Audit Programme; Reporting Framework and Monitoring Compliance; Role of Inspection and Audit; Loan Review Mechanism/Credit Audit |
| Compliance Culture and GRC Framework | How to Create a Compliance Culture Across the Organisation; Governance, Risk and Compliance (GRC) Framework; Benefits of an Integrated GRC Approach; Whistleblower Policy; The Components of a Whistleblower Policy; Reasons for Compliance Failures |
| Compliance Function and Role of CCO in NBFCs | Framework for Scale-Based Regulation for Non-Banking Financial Companies; Transition Path: Framework for Compliance Function and Role of Chief Compliance Officer in Non-Banking Financial Companies in Upper Layer and Middle Layer (NBFCUL & NBFCML) |
| Fraud and Vigilance in Banks | Definition of Fraud; Definition of Forgery; Areas in which Frauds are committed in Banks; Banking and Cyber Frauds; Fraud Reporting and Monitoring System; Vigilance Function in Banks; RBI Guidelines for Private Sector and Foreign Banks |
Complete Module-wise Topics: Module A: International Banking
Check the module a: international banking for Complete Module-wise Topics in the table below.
| Unit | Topics Covered |
|---|---|
| Exchange Rates and Forex Business | • Foreign Exchange – Definition and Markets; • Factors Determining Exchange Rates; • Exchange Rate Mechanism; • Foreign Exchange Dealing Room Operations; • Derivative Products; • RBI / FEDAI Guidelines; • Foreign Exchange Arithmetic – Concepts & Examples |
| Liberalized Remittance Scheme (LRS) and Other Remittances | • Capital Account & Current Account Transactions; • FEMA Sections & LRS; • Permissible/Non-permissible Remittances; • Operational Guidelines; • LRS for Current Account Transactions; • Tax Collected at Source (TCS); • LRS & Capital Account Transactions; • Reporting Requirements |
| Correspondent Banking & NRI Accounts | • Correspondent Banking – Accounts & Services; • Nostro, Vostro, and Loro Accounts; • Electronic Payment Modes – SWIFT, CHIPS, CHAPS, RTGS; • NRI Banking – Rupee & Foreign Currency Accounts; • Facilities for NRIs; • Advances against Deposits; • Housing Loans to NRIs |
| Documentary Letters of Credit | • Definition & Types of LCs; • UCP 600 & Key Articles; • Rights & Liabilities of Parties; • Documents under LC – Scrutiny, Crystallization, Follow-up; • Risks in LC Transactions; • Standby LC & URR–725; • ISBP 745; • Incoterms; • Export-Import Facilities & Guidelines (EDPMS, IDPMS); • Export/Import Finance, Trade Credit, Factoring & Forfaiting; • Case Studies on Export Finance |
| External Commercial Borrowings & Foreign Investments | • ECB Concepts & Reporting Requirements; • Conversion of ECB into Equity; • Foreign Investments – Key Concepts; • Eligible Investors, Entities, and Instruments; • Prohibited Sectors; • Rules on Pledge of Shares; • NDI Rules Snapshot; • Documentation for Investments & Refunds |
| Risks in Foreign Trade & Role of ECGC | • Risks in International Trade; • Country Risk; • Export Credit Insurance & ECGC Products; • ECGC Policies for Banks; • “To Do Points” under ECGC; • Role of EXIM Bank & RBI; • FEMA 1999, FEDAI Rules |
| Short Notes on Other Topics | • ECB, ADR/GDRs, FCCBs; • IFSC & GIFT City – Scope, Opportunities, IBUs; • Role of IFSCA & Regulatory Framework; • Relaxations for FPIs; • Technology in International Banking; • Digitization & FINTECH Evolution; • Blockchain in International Trade; • Challenges in FINTECH |
Complete Module-wise Topics: Module B: Risk Management
Check the module b: risk management for Complete Module-wise Topics in the table below.
| Unit | Topics Covered |
|---|---|
| Risk and Basic Risk Management Framework | • What is Risk?; • Linkages among Risk, Capital, and Return; • Why Risk Management?; • Basic Risk Management Framework |
| Risks in the Banking Business | • Risk Identification in Banking Business; • The Banking Book; • The Trading Book; • Off-Balance Sheet Exposures; • Banking Risks – Definitions |
| Risk Regulations in the Banking Industry | • Necessity & Goals of Regulation; • Risk-based Regulation in a Changing Environment; • Basel I – The Basel Capital Accord; • 1996 Amendment for Market Risk; • Basel II – Need, Goals, and Framework; • Transition to Basel III; • Capital Charge for Credit, Market & Operational Risks; • Pillar 2 – Supervisory Review; • Pillar 3 – Market Discipline; • Capital Conservation Buffer; • Leverage Ratio; • Countercyclical Capital Buffer; • Systemically Important Financial Institutions (SIFIs); • Risk-Based Supervision (RBS) |
| Market Risk | • Concept of Market Risk; • Market Risk in Banks; • Market Risk Management Framework; • Organisation Structure; • Risk Identification, Measurement & Monitoring; • Risk Control & Reporting; • Managing Trading Liquidity; • Risk Mitigation |
| Credit Risk | • General Overview; • Credit Risk Management Framework; • Organisation Structure; • Risk Identification, Measurement & Monitoring; • Transaction-level Guidelines & Portfolio-level Controls; • Active Credit Portfolio Management; • Loan Review Mechanism (LRM); • Credit Risk Mitigation; • Securitisation |
| Credit Derivatives, Operational Risk & Integrated Risk Management | • Credit Derivatives (CDs); • Operational Risk – General & Classification; • Operational Risk by Event Type – Definitions; • Operational Risk Management Practices; • Processes & Framework; • Risk Monitoring & Mitigation; • Scenario Analysis; • Integrated Risk Management – Necessity, Challenges & Approach |
| Liquidity Risk Management | • Importance of Liquidity Risk Management; • Liquidity Risk Drivers & Types; • Principles of Sound Liquidity Risk Management; • Governance, Policies & Strategies; • Ratios for Liquidity Risk; • Stress Testing & Contingency Funding Plans; • Overseas Operations – Indian & Foreign Banks; • Liquidity Across Currencies; • MIS & RBI Reporting; • Internal Controls |
| Basel III Liquidity Standards | • Liquidity Coverage Ratio (LCR); • Liquidity Risk Monitoring Tools; • Net Stable Funding Ratio (NSFR) |
Complete Module-wise Topics: Module C: Treasury Management
Module C: Treasury Management of Complete Module-wise Topics:
| Unit | Topics Covered |
|---|---|
| Introduction to Treasury Management | • Concept & Functions of Integrated Treasury; • Process of Globalisation; • Treasury as a Profit Centre; • Organisation of Treasury |
| Treasury Products | • Products of Foreign Exchange Markets; • Money Market Products; • Securities Market Products; • Domestic and Global Markets |
| International Equity & Debt Products | • Regulatory Environment; • Global Depository Receipts (GDRs); • Indian Depository Receipts (IDRs); • External Commercial Borrowings (ECBs); • Trade Credits |
| Rupee-Denominated Bonds, Funding & Regulatory Aspects | • Reserve Assets – CRR & SLR; • Liquidity Adjustment Facility (LAF); • Payment and Settlement Systems |
| Treasury Risk Management | • Supervision & Control of Treasury; • Market Risk; • Credit Risk |
| Risk Measures | • Value at Risk (VaR); • Duration; • Derivatives in Risk Management |
| Derivative Products | • Derivatives & Treasury; • OTC vs Exchange-Traded Products; • Forwards, Options, Futures & Swaps; • Interest Rate & Currency Swaps; • Indian Market Developments & RBI Guidelines on Risk Exposure |
| Treasury & Asset-Liability Management (ALM) | • Meaning of ALM; • Liquidity Risk & Interest Rate Risk; • Role of Treasury in ALM; • Use of Derivatives in ALM; • Credit Risks & Credit Derivatives; • Transfer Pricing; • Policy Environment |
Complete Module-wise Topics: Module D: Balance Sheet Management
Check the module d: balance sheet management for Complete Module-wise Topics in the table below.
| Unit | Topics Covered |
|---|---|
| Components of Assets & Liabilities in a Bank’s Balance Sheet and Their Management | • Components of a Bank’s Balance Sheet; • What is Asset Liability Management (ALM)?; • Significance of ALM; • Purpose & Objectives of ALM; • ALM as Coordinated Balance Sheet Management |
| Banking Regulation & Capital | • Capital and Banking Regulation; • Capital Adequacy – Basel Norms; • Scope of Application; • Pillar 1 – Minimum Capital Requirements; • Pillar 2 – Supervisory Review Process; • Pillar 3 – Market Discipline |
| Asset Classification & Provisioning Norms | • Asset Classification; • Provisioning Norms |
| Liquidity Management | • Definition of Liquidity Management; • Dimensions & Role of Liquidity Risk Management; • Measuring and Managing Liquidity Risk |
| Interest Rate Risk Management | • Essentials of Interest Rate Risk; • Sources of Interest Rate Risk; • Effects of Interest Rate Risk; • Measurement Techniques for Interest Rate Risk; • Strategies for Controlling Interest Rate Risk; • Controls & Supervision; • Sound Practices for Interest Rate Risk Management; • RBI Draft Guidelines on Interest Rate Risk in Banking Book |
| RAROC & Profit Planning | • Profit Planning; • Risk Aggregation & Capital Allocation; • Economic Capital & RAROC |
Complete Module-wise Topics: Module A: The Management Process
Module A: The Management Process of Complete Module-wise Topics:
| Unit | Topics Covered |
|---|---|
| Basics of Management | • Definition of Management; • The Management Process; • Functions of Management; • Importance of Management; • Management Thoughts & Approaches; • Management Challenges & Opportunities; • Introduction to Strategic Management; • Business Environment Analysis |
| Planning | • Fundamentals of Planning; • Steps in Planning; • Importance of Planning; • Advantages & Disadvantages of Planning; • Management by Objectives (MBO); • Plan Components; • Contingency Planning; • Forecasting & Decision Making |
| Organizing | • Introduction & Fundamentals of Organizing; • Importance of Organisation; • Stages in Organising Process; • The Organising Process; • Principles of Organizing; • Types of Organisations; • Organisation Structure; • Organisation Charts & Manuals; • Organisation Culture; • Authority & Responsibility; • Key Issues in Organisation Structure; • Organisational Change; • Conflict Dynamics |
| Staffing | • Functions of Staffing; • Objectives & Nature of Staffing; • Facets & Significance of Staffing; • System Approach to Staffing; • Recruitment, Selection, Training, Retention & Development; • Knowledge & Learning Management; • Performance Appraisal; • Human Resource Development (HRD) |
| Directing | • Characteristics of Directing; • Importance of Directing; • Elements of Directing; • Leadership; • Motivation; • Communication; • Supervision |
| Controlling | • Basics & Characteristics of Controlling; • Advantages & Limitations of Controlling; • Types of Control Management; • Control Process; • Relation between Planning & Control; • Control Techniques; • Control Techniques & Information Technology |
Complete Module-wise Topics: Module B: Advanced Concepts Of Financial Management
Check the module b: advanced concepts of financial management for Complete Module-wise Topics in the table below.
| Unit | Topics Covered |
|---|---|
| Sources of Finance | • Equity Capital; • Internal Accruals; • Preference Capital; • Term Loans; • Debentures; • Alternative Financing Strategies in the Context of Regulatory Requirements |
| Financial and Operating Leverages | • Financial Leverage; • Degree of Financial Leverage & its Behaviour; • Operating Leverage; • Degree of Operating Leverage & its Behaviour; • Combined / Total Leverage |
| Capital Investment Decisions | • Objectives of Capital Investment Decisions; • Estimation of Project Cash Flows; • Forecasting & Regulation of Capital (Short, Medium, Long Term); • Relationship: Sales, Production & Functional Budgets; • Cash Forecasts; • Cost Analysis for Projects; • Methods of Investment Appraisal; • Social Cost-Benefit Analysis |
| Capital Budgeting for International Project Investment | • Foreign Investment Analysis; • Foreign & Home Currency Cash Flows; • Foreign Currency Discount Rates Computation; • International Portfolio Investment & Institutional Constraints; • Direct & Indirect Channels for Portfolio Investment; • Exchange & Country Risk; • Return & Risk of Foreign Investment; • CAPM (Capital Asset Pricing Model); • Arbitrage Pricing Theory; • International Capital Budgeting Issues; • Approaches for Overseas Project Evaluation; • Evaluation Methods; • Impact of Transfer Pricing |
| Adjustment of Risk & Uncertainty in Capital Budgeting | • Sources & Perspectives on Risk; • Sensitivity Analysis; • Scenario Analysis; • Hillier Model; • Simulation Analysis; • Decision Tree Analysis; • Corporate Risk Analysis; • Managing Risk; • Project Selection under Risk; • Risk Analysis in Practice |
| Decision Making | • Cost-Volume-Profit (CVP) Analysis; • Relevant Cost Concepts in Decision Making; • Activity-Based Costing (ABC); • Ethical & Non-Financial Considerations |
Complete Module-wise Topics: Module C: Valuation, Mergers & Acquisitions
Check the module c: valuation, mergers & acquisitions for Complete Module-wise Topics in the table below.
| Unit | Topics Covered |
|---|---|
| Approaches to Corporate Valuation | • Adjusted Book Value Approach; • Stock and Debt Approach; • Direct Comparison Approach; • Discounted Cash Flow (DCF) Approach; • Steps in DCF Valuation |
| Discounted Cash Flow (DCF) Valuation | • Estimating Inputs; • Approaches to DCF Models; • Different DCF Models; • Dividend Discount Model (DDM); • Applicability of DDM |
| Other Non-DCF Valuation Models | • Relative Valuation Model; • Equity Valuation Multiples; • Enterprise Value Multiples; • Choosing the Right Multiples; • Book Value Approach; • Stock and Debt Approach |
| Special Cases of Valuation | • Intangibles (Brand, Human Valuation, etc.); • Real Estate Firms; • Start-up Firms; • Firms with Negative/Low Earnings; • Financial Service Companies; • Distressed Firms; • Valuation of Cash & Cross Holdings; • Warrants & Convertibles; • Cyclical & Non-Cyclical Companies; • Holding Companies; • E-commerce Firms |
| Mergers, Acquisitions & Restructuring | • Types of Transactions; • Reasons for Merger; • Mechanics of a Merger; • Costs & Benefits of Merger; • Exchange Ratio; • Purchase of Division/Plant; • Takeovers; • Leveraged Buyouts (LBOs); • Acquisition Financing; • Business Alliances; • Managing Acquisitions; • Divestitures; • Holding Companies; • Demergers |
| Deal Structuring & Financial Strategies | • Negotiations; • Payment & Legal Considerations; • Tax & Accounting Considerations; • Tax Reliefs & Benefits in Amalgamation (India); • Financial Reporting of Business Combinations; • Deal Financing; • Financing of Cross-Border Acquisitions (India) |
Complete Module-wise Topics: Module D: Emerging Business Solutions
Check the module d: emerging business solutions for Complete Module-wise Topics in the table below.
| Unit | Topics Covered |
|---|---|
| Hybrid Securities | • Advantages & Disadvantages of Hybrid Securities; • Types of Hybrid Securities; • Preference Share Capital; • Features of Warrants; • Features of Convertible Debentures; • Differences: Warrants vs. Convertible Debentures; • Valuation of Warrants; • Valuation of Compulsorily Convertible Debentures (Partly/Fully); • Objectives of Issuing Warrants & Convertible Debentures; • Features of Foreign Currency Convertible Bonds (FCCBs) |
| Mezzanine Financing, Innovative Hybrids & Start-up Finance | • Benefits to Startups under Startup Plan; • Startup Definition in India; • Challenges Faced by Startups; • State Startup Policy; • Pitch Presentation; • Startup Programs & Competitions; • Tax Exemptions; • Funding Schemes & Programmes; • Investor’s Outlook in Startups; • International Challenges & Bridges |
| Private Equity & Venture Capital | • Characteristics of Venture Capital Investments; • Private Equity vs. Venture Capital – Similarities & Distinctions; • Financing Options via Venture Capital; • Investment in Private Equity; • Benefits of Private Equity; • Drawbacks of Private Equity; • Due Diligence; • Exit Strategies |
| Artificial Intelligence (AI) | • History of AI; • Applicability of AI; • AI in Banking & Finance; • Future Scope of AI; • Neural Networks; • Control Theory & Cybernetics; • Rational Agents; • Motion & Manipulation; • Tools & Techniques of AI; • AI & Morality |
| Business Analytics as a Management Tool | • Essentials of Business Analytics; • Types of Analytics; • Elements of Business Analytics; • Big Data Analytics; • Web & Mobile Analytics; • Web vs. Mobile Analytics (Comparison); • Importance of Business Analytics |
| Green & Sustainable Financing | • ISO Standards for Green Finance; • Building Green Finance; • International Best Practices; • Public Policy in India; • Progress of Green Finance in India; • Challenges & Way Forward; • Growth of Regulatory Framework; • National Efforts towards Green & Sustainable Financing; • RBI’s Views on Climate Risk & Sustainable Finance |
| Special Purpose Acquisition Company (SPAC) | • Advantages of SPAC; • Disadvantages of SPAC; • SPAC Formation & Timelines; • SPAC Merger; • Key Stakeholders; • Characteristics of SPACs; • Process & Capital Structure; • Trust Account; • Warrants & Forward Purchase; • IPO Agreements; • De-SPAC Process |
Complete Module-wise Topics: Module A: Regulations and Compliance
The table below gives the module a: regulations and compliance of Complete Module-wise Topics, as it is given in the source.
| Unit | Topics Covered |
|---|---|
| Legal Framework of Banking Regulation | • Business of Banking; • Constitution of Banks; • Reserve Bank of India Act, 1934; • Banking Regulation Act, 1949; • RBI as Central Bank & Regulator of Banks/NBFCs; • Government as Regulator of Banks; • Control over Co-operative Banks; • Regulation by Other Authorities |
| Control over Organisation of Banks | • Licensing of Banking Companies; • RBI Licensing Policy – Universal Banks & Small Finance Banks; • Branch Licensing; • Paid-up Capital & Reserves; • Shareholding in Banking Companies; • Subsidiaries of Banking Companies; • Board of Directors; • Chairman of Banking Company; • Appointment of Additional Directors; • Restrictions on Employment; • Controls over Management; • Corporate Governance; • Directors & Corporate Governance |
| Regulation of Banking Business | • RBI’s Power to Issue Directions; • Acceptance of Deposits; • Nomination Rules; • Loans & Advances; • Regulation of Interest Rates; • Payment Systems Regulation; • Internet Banking Guidelines; • Regulation of Money Market Instruments; • Banking Ombudsman; • Regulation to Strengthen Financial Stability; • Returns & Inspection; • Winding Up of Banks; • Mergers & Acquisitions; • Annual Accounts & Balance Sheet; • Audit & Auditors; • Submission of Returns; • Preservation of Records & Paid Instruments; • Special Audit, Inspection & Scrutiny; • Board for Financial Supervision; • Acquisition & Amalgamation of Banks; • Penalties for Offences |
| Types of Banks & Application of Regulations | • Public Sector Banks; • Private Sector Banks; • Regional Rural Banks (RRBs); • Differentiated Banks; • Co-operative Banks; • Local Area Banks; • State Bank of India; • Application of Banking Regulation Act to Public Sector Banks; • Disinvestment of Shares by Government |
| Non-Banking Financial Companies (NBFCs) | • Regulators of NBFCs; • Role of NBFCs in Inclusive Growth; • Registration Process; • Scale-Based Regulatory Structure; • Nomenclature & Regulatory Norms; • Capital Guidelines; • Prudential Guidelines; • Corporate Governance in NBFCs; • Fair Practices Code; • Bank Finance to NBFCs (Registered/Unregistered); • Co-lending by Banks & NBFCs to PSA |
| Financial Sector Reforms & Oversight | • Financial Sector Legislative Reforms; • Narasimham Committees I & II; • Banking Sector Reforms; • Reforms in Monetary Policy; • Reforms in Financial Markets; • Reforms in Forex Market; • Financial Stability and Development Council (FSDC); • Functions of FSDC; • Wings of FSDC |
Complete Module-wise Topics: Module B: Important Acts/Laws & Legal Aspects of Banking Operations –P
Module B: Important Acts/Laws & Legal Aspects of Banking Operations –P of Complete Module-wise Topics:
| Act / Law | Key Topics Covered |
|---|---|
| The Prevention of Money Laundering Act, 2002 (PMLA) | • Offence of Money Laundering; • Punishment for Money Laundering; • Obligations of Banking Companies, Financial Institutions & Intermediaries; • Enhanced Due Diligence; • Rules Framed under PMLA; • Records to be Maintained; • Information contained in Records; • Procedure for Maintaining Information; • Procedure for Furnishing Information to the Director (FIU); • Verification of Client Identity (KYC Norms); • Maintenance of Client Identity Records; • Case Studies on PMLA |
| Negotiable Instruments Act, 1881 | • Meaning, Types & Characteristics of Negotiable Instruments; • Drawer / Acceptor; • Payment of Cheques – Protection to Bankers/Customers; • Material Alteration & Effects; • Alteration not apparent – Legal Implications; • Protection to Collecting Banker |
| Foreign Exchange Management Act, 1999 (FEMA) | • Important Terms under FEMA; • Regulation & Management of Foreign Exchange; • Powers of RBI regarding Authorized Persons; • Contravention, Penalties, Adjudication & Appeals; • Directorate of Enforcement; • Special Provisions Relating to Assets held Outside India |
| Payment & Settlement Systems Act, 2007 | • Key Definitions; • Designated Authority & Authorization; • Regulation & Supervision by RBI; • Settlement & Netting Provisions; • RBI’s Power to Frame Regulations |
| Law Relating to Securities & Modes of Charge – I | • Mortgage; • Document of Title to Immovable Property – Meaning; • Acceptability of Copy of Title Documents |
| Law Relating to Securities & Modes of Charge – II | • Appropriation; • Assignment; • Pledge; • Hypothecation; • Banker’s Lien & Right of Set-off; • Creation / Registration / Satisfaction of Charges; • Meaning of Charge; • Procedure for Registration of Charge; • Effect of Registration & Non-Registration of Charges; • Companies Act 2013 – Provisions on Charge Registration |
Complete Module-wise Topics: Module C: Important Acts/Laws & Legal Aspects of Banking Operations
The table below gives the module c: important acts/laws & legal aspects of banking operations of Complete Module-wise Topics, as it is given in the source.
| Act / Scheme | Key Topics / Coverage Areas |
|---|---|
| Reserve Bank – Integrated Ombudsman Scheme, 2021 | • Coverage and Definitions; • Ombudsman – Appointment / Location of Offices / Centralized Receipt & Processing Centre; • Procedure for Redressal of Grievances; • Filing a Complaint – Initial Scrutiny & Resolution; • Passing of an Award & Right to Appeal; • Suspension of the Scheme |
| Micro, Small and Medium Enterprises Development Act, 2006 | • Coverage and Definitions; • Summary of Regulation; • NBMSME & Advisory Committee; • Memorandum of MSMEs; • Delayed Payments to MSEs; • MSE Facilitation Council & Dispute Reference; • Disclosures & Penalty for Contravention |
| SARFAESI Act, 2002 | Constitutional Validity; • Key Definitions: Asset Reconstruction, Borrower, Secured Asset, Security Interest, NPA, Security Receipt, Sponsor etc.; Regulation of Securitisation & Reconstruction: Registration of ARC, Acquisition of Financial Assets, Issue of Security Receipts, Measures of Asset Reconstruction, RBI Powers; Enforcement of Security Interest: Magistrate’s Assistance, Takeover of Management, No Compensation to Directors, Borrower’s Right to Appeal & Compensation; Central Registry: Registration & Rectification of Security Interests, Filing of Transactions, Inspection Rights; Offences & Penalties: Penalties for Non-compliance, Cognizance of Offences, Appeals; Miscellaneous: Non-Applicability in Certain Cases, Good Faith Protection, Overriding Effect, Rule Making; Registration of Security Interest by Creditors: Priority of Secured Creditors, Effect of Registration |
| Recovery of Debts and Bankruptcy Act, 1993 (RDB Act) | Constitutional Validity & Definitions; • Establishment of DRTs & Appellate Tribunals (Composition, Appointment, Qualification, Tenure); • Jurisdiction, Powers & Authority of Tribunals (Exclusion of Civil Courts); • Procedure: Application to Tribunal, Appeals, Deposit for Appeals, Limitation; • Recovery of Debts: Recovery Certificates, Stay, Application of Income Tax provisions, Appeal against Recovery Officer; • Miscellaneous: Transfer of Pending Cases, Public Servants, Good Faith Protection, Rule Making |
| Insolvency and Bankruptcy Code (IBC), 2016 | • Definitions, Coverage, Pillars of IBC; • Insolvency Resolution Process for Companies & LLPs; • CIRP Initiation by Financial Creditor, Suspension of CIRP, Ineligible Persons; • Time Limit for CIRP & Withdrawal of Application; • Declaration of Moratorium, Public Announcement, IRP Appointment; • Committee of Creditors, Resolution Professional; • Liquidation & Priority of Debt Repayment; • Fast Track Insolvency, Voluntary Liquidation |
| Bankers’ Books Evidence Act, 1891 | • Applicability and Definitions; • Conditions in Printout; • Proof of Entries in Bankers’ Books; • Non-compellable Cases for Bank Officers; • Court-ordered Inspection; • Cost of Applications |
| Legal Services Authorities Act, 1987 – Lok Adalats | • Organisation & Jurisdiction of Lok Adalats; • Cognizance of Cases; • Case Disposal Process; • Nature of Awards; • Powers of Lok Adalats |
| Consumer Protection Act, 2019 | • Definitions; • Unfair Contracts & Trade Practices; • Consumer Protection Councils – Central, State, District; • Central Consumer Protection Authority; • Consumer Disputes Redressal Commissions (District, State, National); • Consumer Mediation Cell; • Finality of Orders & Limitation Period |
| Law of Limitation | • Definitions; • Limitation & Its Computation; • Fresh Period of Limitation; • Key Provisions in Schedule |
| Tax Laws | • Income Tax; • Commodity Transaction Tax; • Goods and Services Tax (GST) |
Complete Module-wise Topics: Elective Paper 1: Rural Banking
Elective Paper 1: Rural Banking of Complete Module-wise Topics:
In short: mode: Computer Based Test (CBT); negative marking: none.
| Subject Name | Topics |
|---|---|
| Module – A: Rural India | |
| Demographic feature | Population, occupation, literacy, socio-economic development indicators; Health, nutrition, and education, – urban migration. |
| Characteristics of Rural Society | Caste and power structure – rural social stratification, Economic Features; The economic life of rural people, share in National income; Trends in per capita income, rural money markets, rural indebtedness, rural poverty; Main causes and methods of measuring rural poverty. |
| Rural infrastructure | Transport, Power, Markets and other services. Agriculture Economy; Structure and characteristics of Indian agriculture, Role of agriculture in economic development, agriculture; Industry linkages, Resources and technical changes in agriculture, constraints to agriculture development, Emerging issues in; Indian Agriculture. Rural Development Policy: Govt. policies and programs for rural farm and non-farm sectors; Economic reforms and their impact on the rural economy. |
| Rural Issues | Development issues, Management Issues, Marketing issues, Pricing issues |
| Module – B: Financing Rural Development | |
| Regulation of Rural Financial Services | Function and policies of RBI in Rural Banking, NABARD Main functions; The role, refinance support. Lead bank approach; State-level and District Level Credit committees |
| Rural Credit Institutions | Co-operative Credit Societies and Banks, Land Development Banks, Regional Rural Banks, Commercial Banks; Role of Information and communication technologies in rural Banking-Models; Financial inclusion & inclusive growth for rural development banking; Rural insurance micro-insurance scheme, the concept of Business Facilitators and Business Correspondents in rural financing |
| Financing agriculture/ allied activities | Crop Loans Assessment, Sanction, Disbursement, replacement; Term loans for irrigation, farm mechanization, Godowns/ cold-storage facilities, etc; Financing allied agriculture activities like Horticulture, Fisheries, Social forestry, etc; Finance against Warehouse/ cold storage receipts |
| Financing Rural Non-Farm Sector (RNFS) | Importance of RNFS, Segments in RNFS; Role of Development and Promotional Institutions in RNFS |
| SME Finance | Definition of SME. Importance to the Indian economy; Financing of SME and small enterprise Refinance from SIDBI; Project funding techniques and requirement assessment; Cluster-based approach and joint finance with SIDBI; MSMED Act 2006, CGTMSE, Working capital assessment of SMEs; Risk rating of SME proposals, the role of rating agencies, and rating methodology; Revival of sick units; revival package and implementation, Stressed assets under rehabilitation; Debt restructuring mechanism for SMEs. |
| Module – C: Priority Sector Financing and Government Initiatives | |
| – | Components of priority sector; RBI guidelines. |
| Government initiatives | Poverty alleviation programs/ Employment programs/ Production oriented programs-rationale and philosophy, progress and impact, problems and deficiencies; Rural housing and Urban housing schemes under priority sector, they’re equity refinance, Educational loans |
| Module – D: Problems and prospects in Rural Banking | |
| Role of rural banking | Problems of Rural branches of Commercial banks – transaction costs and risk costs. Technology-based Financial Inclusion.; Emerging trends in rural banking-financing poor as a bankable opportunity, Micro Credit, Self Help Groups/ NGOs, linkages with banking, latest guidelines of GOI and RBI. |
Complete Module-wise Topics: Elective Paper 2: Human Resources Management
Elective Paper 2: Human Resources Management of Complete Module-wise Topics:
| Module | Detailed Topics |
|---|---|
| Module A: Human Resource Management | Fundamentals of HRM: Fundamentals of HRM; New Insights into HR Management; Ethics in Human Resource Management (HRM).; Organisational Behaviour: Behavioural Dynamics in Organisations; The Person–Job Fit; Group Dynamics; Leadership and Team Effectiveness; Contemporary Approaches to Leadership; Transformational Leadership; Benchmarking; Quality Initiatives; Quality Circle; Six Sigma; Positive Attitude; Stress Management; Business Etiquettes.; Organisational Change: Change and Development; Change Agent; Managing Change; John P. Kotter’s Eight-Step Model; Responsibility Charting.; HRM in Indian Banks: Traditional Role of HRM; Expectations from HR Department; Changing Profile of HRM in Banks; Major HR Challenges; Core Banking and People Challenges.; Knowledge Management: Concept and Features of KM; KM in Banks; IT & Database Management. |
| Module B: Building an HR Strategy | HR as a Strategic Player: Strategic HRM; HR Strategy Formulation and Implementation; Distinctive HR Strategy; Business Value through HR Strategy; Factor Analysis in HRM; Strategy Execution; Aligning HR Systems.; CEO and His/Her Team: Roles and Responsibilities of CEO; Talent Management; Executive and Line Managers; Succession Planning; Job Family Model; Human Resource Audit.; Communication: Organisational Communication; Types; Barriers; Effective Communication; HR and Communication.; HR Functions: HR Planning; Recruitment and Selection; Technology in HR; Social Media Policy; Compensation; Incentive-Based Compensation; Attrition Management; Employee Risk Assessment Systems.; Performance Management: PMS; Performance Appraisal; 360-Degree Appraisal; Competency Mapping; Key Result Areas (KRAs). |
| Module C: Motivation, Training and Skill Development | The Learning Process: Human Implications of Organisations; Learning Theory; Learning Process; Employee Behaviour.; Employee Motivation: Types of Motivation; Motivational Theories; Employee Attitude Development; Practical Applications; Job Enrichment; Job Enlargement; Job Rotation; Job Satisfaction.; Employee Development: Training Objectives; Training & Development; Learning Concepts; Training Need Identification; Role and Impact of Training; Future of Bank Education in India.; Training Methodology: Learning Organisations; Training Methods; Current Trends; Types and Benefits of Training; Career Development; Soft Skills; Training Challenges; Talent Management; Leadership Development; ROI on Training; Measuring Training Success; Best Practices. |
| Module D: Personnel Management and Industrial Relations | Industrial Relations (Part A): Personnel Function; Legal Aspects; Working Conditions; Industrial Relations Code 2020; Wage Laws; Social Security Laws; Employment and Training Legislation.; Industrial Relations (Part B): Trade Union Movement; Trade Unions in Banks; Industrial Relations; Collective Bargaining.; Grievance Redressal and Discipline: Grievance Concepts; Causes and Effects; Redressal Mechanism; Conflict Management; Management Dilemma.; Workers’ Participation in Management: Concepts; Types; Methods; Banking Experience.; Discipline Management: Workplace Discipline; Disciplinary Rules; Domestic Enquiry; Frauds in Banks; Vigilance; Delegation Risks; Diversity and Gender Issues; Sexual Harassment Cases; POSH Act 2013. |
| Module E: Emerging Scenario in HRM | Employee Engagement: Concept, Features, Drivers; Gen Y Engagement; WFH Strategies; Hybrid Work Model; U-Work & Open2U Models; Legal Framework for New Work Models.; Organisational Culture & Creativity: Individual and Organisational Culture; Creativity and Innovation; Creative Leadership; Ethical Organisational Culture.; Corporate Sustainability & Green HRM: Sustainable HRM; Green HRM Practices; Banking Industry Applications.; HR Analytics, HR Entrepreneurship & AI-Based HR Solutions: HR Analytics; HR Metrics; HR Entrepreneurship; Artificial Intelligence in HR.; VUCA & BANI Scenarios: Crisis Management; Managing Uncertainty; VUCA and BANI Models; Leadership and Employee Roles in Crisis Management.; Business Ethics, Corporate Governance & CSR: Business Ethics; Ethical Organisations; Corporate Governance Best Practices; CSR Models; CSR in India. |
Complete Module-wise Topics: Elective Paper 3: Information Technology
Elective Paper 3: Information Technology of Complete Module-wise Topics:
| Chapters | Topics |
|---|---|
| Module – A: Introduction to Information Technology | |
| Impact of IT on Banking | Changing Financial Environment and IT as a Strategic Response Hardware (H/ W); Software: (S/ W) |
| System Software | Operating Systems (Desktop OS/ Server OS) Windows (Desktop/ Server)/ UNIX (H. P. Unix, Sun Solaris, Linux, IBM AIX) |
| Computer Languages | 1st Generation Languages (Assembly), 2nd Generation (FORTRAN, ALGOL, COBOL); 3rd Generation (C, C++, C# and JAVA, etc.) and 4th Generation Languages (Clipper, Power Builder, SQL, etc.) and 5th Generation Languages (Logic Programming Languages); Database Management System and Relational Database Management Systems (Oracle10g, MS SQL-2005, MySQL) Application Servers (Oracle 10AS, BeWeblogic, WebShare ) Web Servers (IIS, Apache, etc.); Web Browsers (IE 7.0, Firefox, etc.) |
| Application Software | Packaged Software, Custom-built Software, etc. Computer Networks; Equipment & Data Communication |
| Computer Networks | Network Layers, Topologies, Protocols, IP Address Mechanisms, LAN, WAN, VLAN; Intranet, Extranet, Internet, Network Equipment: Cables (BNC, Twisted Pair, Fibre Optics); Connectors, I/Os, Patch Panel, Jack Panels, Network Racks. |
| Module – B: Systems and Design | |
| Systems and Design | Systems Design & Analysis Data modeling, Entity Relationships, Generic Data Modeling; Semantic Data Modeling Normalization (from 1st to 3rd and BCNF, 4th & 5th level of normalization) Software Development Life Cycle (SDLC); Various phases of SDLC, In-house/ Out-sourcing, Software Project Management, Computer-Aided Software Engineering (CASE) Tools.; System Architecture: Clients (Hardware/ Software), Servers (Hardware/ Software); Client-Server Architecture, 3 Tier Architecture, N-Tier Architecture, etc.; Data Warehousing – Data Mining tools |
| MIS and Organization Support Systems | DSS, EIS, GDSS, Groupware, and Multimedia Business Intelligence; Expert Systems, Artificial Neural Networks (ANN) Grid Computing, Virtualization and Consolidation |
| Module – C: Applications in Banking | |
| Applications in Banking | Centralized Banking System/ Core Banking System/ System Administration, Database Administration; Application Server and Application Administration, Network Administration, Domains, ISPS, Hosting, Data Downloads/ Uploads; Bandwidths, Data Centre, Data Storage Devices, Data Backups/ Restoration; Disaster Recovery Centre Delivery Channels – ATM, EFTPOS, Phone Banking, Internet Banking, SMS Banking; Mobile Banking, Credit/ Debit Cards, Smart Cards E-Mails, SMS alerts |
| E-Commerce | Secure Electronic Transfer (SET), Payment Gateways (Credit card/ Debit cards), Authentication of payments, etc.; PKI – CCA, CA, RA, Digital Certificate, Digital Signature, Non-repudiation of Origin, Nonrepudiation of Receipt; Service – Level Agreement |
| Module – D: Security, Controls, and Guidelines | |
| Threats to Information System | Physical (Insiders/ outsiders) ii) Viruses, Worms, Trojan horse, Malware, Software bombs, Phishing, Spoofing, Spamming, denial of service attacks, etc; Information System Security Measures, Policy, controls, ISO, 17799, BS7799, IS4477, IS Audit, BCP/ DRP, IT Act 2000; Basel guidelines for E-banking, Various RBI Committee Reports on Information Systems. |
| IT Service Delivery & Support | Service level management practices, Operations management – workload scheduling, network services management; Preventive maintenance, Systems performance monitoring process tools, techniques, Functionality of hardware, software, database; Drafting of RFP, system specifications, SLAs, Capacity planning & monitoring; Change management processes/ scheduled, emergency in the configuration of production systems, application of patches, releases, etc; Incident & problem management practices, System resiliency tools, and techniques – fault tolerance, elimination of single point of failure, clustering |
Complete Module-wise Topics: Elective Paper 4: Risk Management
Check the elective paper 4: risk management for Complete Module-wise Topics in the table below.
| Chapters | Topics |
|---|---|
| Module – A: An overview | |
| Risk definition/ policies | Risk Process-Risk Organization; Key risks – Credit risk, market risk, operational risk, liquidity risk, legal risk, interest rate risk, and currency risk |
| Asset Liability Management | ALM Concept; ALM organization; ALCO techniques/ tools; Simulation, Gap, Duration analysis, Linear and other statistical methods of control |
| Risk measurement & Control | Calculation; Risk exposure analysis; Risk management/ mitigation policy; Risk immunization policy/ strategy for fixing exposure limits; Risk management policy and procedure; Risk-adjusted return on capital; Capital adequacy norms |
| Risk management | Capital adequacy norms; Prudential norms; Exposure norms; Concept of Mid office; Forwards; Futures; Options; Strategies and Arbitrage opportunities; Regulatory prescriptions of risk management |
| Module – B: Credit Risk Management | |
| Credit Risk Management | Introduction; Basel Norms; Three pillars of Basel and Capital for Operational risk; Framework for risk management; RBI guidelines on risk management; Risk rating and risk pricing; Methods for estimating capital requirements; Credit risk – standardized approach; Credit risk – an advanced approach; Credit rating/ credit scoring and rating system design; Credit Bureaus; Stress test and sensitivity analysis; Internal Capital Adequacy Assessment Process (ICAAP); Introduction to structured products |
| Module – C: Operational Risk | |
| Operational Risk | Introduction, Basel Norms; RBI guidelines; Likely forms of operational risk and causes for a significant increase in operational risk; Sound Principles of Operational Risk Management (SPOR); SPOR – organizational setup and key responsibilities of ORM; SPOR – policy requirements and strategic approach for ORM; SPOR identification, measurement, control/ mitigation of operational risks; Capital allocation for operational risk, methodology, qualifying criteria for banks for the adoption of the methods; Computation of capital charge for operational risk |
| Module – D: Market Risk | |
| Market Risk | Introduction and definition; Prescriptions of Basel Norms; Liquidity risk; Interest rate risk; foreign exchange risk; Price risk (Equity); Commodity risk |
| Treatment of market risk under Basel | Standardized duration method; Internal measurement approach – VaR |
| Module – E: Risk Organization and Policy | |
| Risk Organization and Policy | Risk Management Policy; Inter – linkages to – Treasury; Credit; ALCO |
Complete Module-wise Topics: Elective Paper 5: Central Banking
The table below gives the elective paper 5: central banking of Complete Module-wise Topics, as it is given in the source.
| Chapters | Topics |
|---|---|
| Module – A: Rationale and Functions of Central Bank | |
| Evolution and Functions of Central Banking | Evolutions of Theory and Practice of Central Banking; Development of Central Banks in Developed and Developing countries. |
| Functions of a Central Bank | Banker to Government, Banker to Banks, Monetary policy Functions; Currency Issue and Management, Payment system function; Maintaining internal and External values of currency, Regulation; Facilitation and supervision of Financial System; Promotional Functions to support growth and other National objectives; Development of Financial Markets, Institutions, and communication policies. |
| Contemporary Issues | Desirability, Autonomy and independence, Credibility; Accountability and transparency of a Central Bank; Conflict with fiscal policies. |
| Module – B: Central banking in India | |
| Reserve Bank of India | Organizational evolution, Constitution and Governance; Major organizational and Functional Developments over time; Recent Developments, RBI Act. |
| India Specific Issues: | Banking Regulation Act, FEMA, Banking Ombudsman Scheme; Financial Sector reforms; Other financial regulators and division of functions. Institutions set up by RBI; NABARD, IDBI, DFHI, IRBI, UTI; Glossary of Central Banking Terms. |
| Module – C: Monetary Policy and Credit Policy | |
| Monetary Policy | Objectives, Reconciling dual objectives; The Taylor Rule, Indicators of Policy, instruments of policy (Bank Rate, OMO, CRR, SLR, etc.); Policy Transmission mechanism and channels, transparency of policies; Lags in the policy |
| Credit Policy | Objectives, Theory, and Practice, Instruments. |
| An overview of Fiscal Policy | Importance of Budgets, Union Budget, State Budget, Finances of Union and State Governments, Finance Commission; Striking balance between inflation and growth through monetary and fiscal policies. |
| Module – D: Supervision and Financial Stability | |
| Indian Financial System | Constituents of Indian Financial Markets and their Regulation; Evolution of Bank Regulation and supervision |
| Financial Stability | Financial Development Vs Financial stability; Risks to Financial stability, Early warning signals, and remedial action; Liquidity Management, Regulation, and Supervision of Banks; Risk Management in Banks; The Basel Norms, Prudential Norms, Effect of liberalization and Globalization on Financial Stability; Linkage to International Financial Stability; International standards and codes; Role of Supervisor under Basel Norms. |
Complete Module-wise Topics: How to Use the Pattern and Syllabus
- Read the exam overview above first, so you know who conducts the exam, its mode, language and marking before you study.
- This page has more than one pattern table, one for each paper or post group. Read the table that matches your own post or paper first.
- Negative marking is given as none. Because nothing is deducted, try every question.
- The exam is in Online (Computer-Based Test) mode, so take your mock tests in the same way.
- Copy the subject-wise topics into a notebook or sheet and tick each topic as read, revised and tested.
Complete Module-wise Topics: Step-by-Step Preparation Plan
- Read the exam overview and the pattern table carefully and note the points that matter for your paper.
- Turn the subject-wise syllabus into a checklist of topics.
- Solve previous papers every week and keep a small notebook of the mistakes you made.
- Take mock tests in the real time limit of 2 hours per paper, so the clock does not surprise you on exam day.
- Open the official notice once a month, because the board can change the syllabus or the pattern.
Complete Module-wise Topics: How Normalization of Marks Works
Because Complete Module-wise Topics can be held over several shifts, the organisation uses normalization. It adjusts the raw scores so that a candidate is not at a loss only because of a tougher shift.
Your final score for the merit list is the normalized score, not the raw number of correct answers, so do not compare your raw marks with a friend from another shift. Read the exact formula in the official notice.
Earlier CAIIB Notifications
Earlier CAIIB notifications we have tracked, for comparison. Tap a title to open it, or see all CAIIB updates.
| Update | Type | Posts | Key date |
|---|---|---|---|
| CAIIB Compulsory and Elective Paper PDF Syllabus 2026: Topic-wise Details | Syllabus | — | 08 Oct 2026 |
CAIIB Complete Module-wise Topics Syllabus: Important Links
| Link | Open |
|---|---|
| the CAIIB Syllabus 2026 — PDF | Click Here |
| All CAIIB updates | Open CAIIB Recruitment |
| CAIIB latest jobs | View jobs |
| CAIIB admit cards | View admit cards |
| CAIIB results | View results |
CAIIB Complete Module-wise Topics Syllabus: Frequently Asked Questions
Who conducts Complete Module-wise Topics?
Complete Module-wise Topics is conducted by Indian Institute of Banking & Finance (IIBF).
What is the mode of the Complete Module-wise Topics exam?
The exam mode is Online (Computer-Based Test).
How much time is given in Complete Module-wise Topics?
The time allowed is 2 hours per paper.
Is there negative marking in Complete Module-wise Topics?
Negative marking: none.
How many questions are there in Complete Module-wise Topics?
Number of questions: 100 per paper.
What are the total marks of Complete Module-wise Topics?
Marks: 100 marks per paper.
Where can I download the official Complete Module-wise Topics syllabus or notice?
Use the official link in the Important Links table of this page or open the website of CAIIB. The official document is the final word if anything changes.
Can the Complete Module-wise Topics syllabus or pattern change?
Yes. The conducting body may revise the syllabus or the pattern in a new notice, so check the official notice before you start and again before the exam.
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